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Home Ownership

Owning your own home is an aspiration for most people, but for many, buying a property can be difficult. Choice can be limited if you are not able to afford the type and size of property you wish in the area you want. The GOV.UK website provides a step-by-step guide to what you need to consider when buying a home..

Affordable home ownership schemes

The Government is committed to making the dream of home ownership available to everyone. New affordable housing products are being investigated all the time. Contact your local authority’s housing department if you want to know more.

You may be able to get financial help through schemes such as Help to Buy equity loan and shared ownership. If you are a Council or housing association tenant, you may be able to buy your home with a discount. Read about all affordable home ownership schemes on the GOV.UK website page and on the own your own home website.  Find local details for Kent on our affordable home ownership page.

 

More information

There are also many independent websites that provide comprehensive advice on what you need to think about when buying a home. They cover issues such as obtaining a mortgage, finding the right property, legal issues and affordability. Some of these websites are listed below. The Citizens Advice Bureau Advice guide provides useful advice for people thinking of buying a home. UK Finance is the trade association for the mortgage industry. Free and impartial money advice is available from the Money Advice Service.

Houses for sale are advertised on the internet, in local newspapers, at estate agents or directly by a housing association or private developer. It is worth checking the signage on new development sites as these will detail any special deals. Links you might find useful include these private websites: Zoopla is a private company that allows you to search for homes for sale. Rightmove is a private company that advertises homes for sale throughout the UK.